/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.table{display:table}}:root{--ink:#172e29;--forest:#183e31;--green:#296747;--muted:#60706a;--line:#dce4df;--paper:#f8faf8;--soft:#eef3ef;--chart:#142e28;--mint:#82e6b7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{background:var(--paper);color:var(--ink);font-family:var(--font-geist-sans), system-ui, sans-serif;margin:0;font-size:16px;line-height:1.6}button,input,select{font:inherit}a{color:inherit;text-underline-offset:4px}button,summary{cursor:pointer}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{color:inherit}button:disabled{opacity:.45;cursor:not-allowed}:focus-visible{outline-offset:5px;outline:3px solid #ba954c}button,a{transition:background .18s,color .18s}h1,h2,h3,p{margin-top:0}h1,h2{font-family:var(--font-newsreader), Georgia, serif;letter-spacing:-.035em;font-weight:500;line-height:1.06}.shell{width:min(1320px,100% - 64px);margin-inline:auto}.eyebrow{color:var(--green);text-transform:uppercase;letter-spacing:.15em;margin-bottom:12px;font-size:.75rem;font-weight:700}.fine-note{color:var(--muted);margin:12px 0 0;font-size:.8rem;line-height:1.6}.skip-link{z-index:10;background:#fff;padding:10px;position:fixed;top:-100px;left:20px}.skip-link:focus{top:10px}.button{white-space:nowrap;border:1px solid #0000;border-radius:7px;justify-content:center;align-items:center;padding:12px 22px;font-size:.875rem;font-weight:650;text-decoration:none;display:inline-flex}.button-dark{background:var(--forest);color:#fff}.button-dark:hover{background:#2c6148}.button-light{color:#173d2e;background:#e2f1e7}.button-light:hover{background:#fff}.text-button{color:var(--muted);background:0 0;border:0;padding:5px 0;font-size:.8rem;font-weight:550}.text-button:hover{color:var(--green);text-underline-offset:4px;text-decoration:underline}.site-header{justify-content:space-between;align-items:center;gap:24px;width:min(1440px,100%);margin:auto;padding:20px 60px;display:flex}.brand{align-items:center;gap:12px;text-decoration:none;display:flex}.monogram{letter-spacing:-.1em;border:1px solid #8ca795;border-radius:50%;place-items:center;width:42px;height:42px;padding-right:3px;font-family:Georgia,serif;font-size:1rem;display:grid}.brand strong,.brand small{display:block}.brand strong{letter-spacing:-.02em;font-size:.9375rem;font-weight:650}.brand small{color:var(--muted);font-size:.75rem}.site-header nav{align-items:center;gap:28px;font-size:.875rem;display:flex}.site-header nav>a:not(.button){color:var(--muted);text-decoration:none}.site-header nav>a:hover{color:var(--green)}.site-header nav>a.button:hover{color:#fff}.intro{justify-content:space-between;align-items:center;gap:32px;padding:31px 0 35px;display:flex}h1{margin-bottom:14px;font-size:clamp(2.5rem,4.25vw,4.2rem)}.intro-copy{color:var(--muted);margin-bottom:0;font-size:1rem;line-height:1.65}.advisor-intro{border-left:1px solid var(--line);flex-shrink:0;align-items:center;gap:17px;padding:10px 0 10px 30px;text-decoration:none;display:flex}.advisor-intro img{object-fit:cover;object-position:center 12%;border-radius:50% 50% 7px 7px;width:76px;height:91px}.advisor-intro small,.advisor-intro strong,.advisor-intro>span>span{display:block}.advisor-intro small{color:var(--muted);font-size:.8rem}.advisor-intro strong{margin:4px 0;font-size:.9375rem;font-weight:650}.advisor-intro>span>span{color:var(--muted);font-size:.75rem}.calculator{border:1px solid var(--line);background:#fff;border-radius:16px;grid-template-columns:330px minmax(0,1fr);align-items:stretch;display:grid;overflow:hidden;box-shadow:0 18px 55px #182e2910}.control-panel{padding:28px 26px}.panel-top{justify-content:space-between;align-items:flex-start;gap:15px;margin-bottom:24px;display:flex}.panel-top .eyebrow{margin-bottom:8px}.panel-top h2{margin:0;font-size:1.9rem}.panel-top button{margin-top:4px}.slider-field{padding-bottom:23px}.field-heading{flex-direction:column;align-items:flex-start;gap:7px;display:flex}.field-heading label{color:#4b6056;font-size:.875rem;font-weight:550}.editable-value{letter-spacing:-.035em;border-radius:4px;align-items:center;gap:1px;max-width:100%;font-size:1.6rem;font-weight:600;display:inline-flex}.editable-value input{width:8ch;min-width:0;max-width:100%;color:var(--ink);font-variant-numeric:tabular-nums;background:0 0;border:0;border-radius:0;padding:0;font-weight:600}.editable-value:hover{background:var(--soft)}input[type=range]{appearance:none;background:linear-gradient(to right, var(--green) 0%, var(--green) var(--fill,25%), #e1e9e3 var(--fill,25%), #e1e9e3 100%);cursor:pointer;border-radius:6px;width:100%;height:5px;margin:20px 0 10px}input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--green);border:3px solid #fff;border-radius:50%;width:19px;height:19px;box-shadow:0 0 0 1px #95ac9c,0 2px 5px #0002}input[type=range]::-moz-range-thumb{background:var(--green);border:3px solid #fff;border-radius:50%;width:14px;height:14px;box-shadow:0 0 0 1px #95ac9c}input::-webkit-inner-spin-button{appearance:none;margin:0}input::-webkit-outer-spin-button{appearance:none;margin:0}input[type=number]{appearance:textfield}.field-hint{color:var(--muted);margin:4px 0 0;font-size:.75rem}.payment-control{border-block:1px solid var(--line);margin:1px 0 6px;padding:20px 0}.payment-control .slider-field{padding-bottom:5px}.payment-control .editable-value,.payment-control .editable-value input{color:var(--green)}.budget-split{color:var(--muted);justify-content:space-between;align-items:center;gap:8px;margin:10px 0;font-size:.75rem;display:flex}.budget-split span:first-child{color:var(--green)}.budget-dot{background:var(--green);border-radius:2px;width:6px;height:6px;margin-right:5px;display:inline-block}.budget-bar{background:#e1e9e3;border-radius:4px;height:4px;overflow:hidden}.budget-bar span{background:var(--green);height:100%;display:block}.control-panel .fine-note{font-size:.75rem}details{border-top:1px solid var(--line)}summary{padding:18px 27px 18px 0;font-size:.875rem;font-weight:550;list-style:none;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";color:var(--muted);font-size:1.2rem;font-weight:400;position:absolute;top:50%;right:2px;transform:translateY(-50%)}details[open]>summary:after{content:"−"}details>p{color:var(--muted);font-size:.9375rem}.control-details:first-of-type{border-top:0}.control-details p{font-size:.875rem}.control-details .field-heading label{font-size:.8rem}.control-details .editable-value{font-size:1.3rem}.control-details .slider-field{padding:9px 0 15px}.control-details .button{width:100%;margin:12px 0 0}.control-details[open]{padding-bottom:16px}.target-answer{background:var(--soft);border-radius:6px;padding:15px}.target-answer span,.target-answer strong{display:block}.target-answer span{color:var(--muted);font-size:.8rem}.target-answer strong{font-size:1.6rem}.control-footer{color:var(--muted);gap:4px;margin-top:20px;font-size:.75rem;display:grid}.result-panel{background:radial-gradient(ellipse at 75% 15%, #28524055, transparent 68%), var(--chart);color:#f5faf6;min-width:0;padding:28px 34px 20px}.result-panel .eyebrow{color:#bddbcb;margin:0}.chart-heading{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;display:flex}.toggle{cursor:pointer;flex-shrink:0;align-items:center;gap:11px;font-size:.8rem;display:inline-flex;position:relative}.toggle input{opacity:0;width:40px;height:24px;margin:0;position:absolute;right:0}.switch-track{background:#687870;border-radius:30px;flex-shrink:0;align-items:center;width:38px;height:22px;padding:3px;transition:background .18s;display:inline-flex}.switch-track>span{background:#fff;border-radius:50%;width:16px;height:16px;transition:transform .18s;box-shadow:0 1px 3px #0002}.toggle input:checked+.switch-track{background:#72c99c}.toggle input:checked+.switch-track>span{transform:translate(16px)}.toggle input:focus-visible+.switch-track{outline-offset:4px;outline:3px solid #d9b06c}.payoff-headline{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:10px 20px;margin-top:28px;display:flex}.result-label{color:#c6d8cf;font-size:.875rem}.payoff-headline h2{color:#f4fbf6;letter-spacing:-.04em;margin:7px 0 0;font-size:clamp(2.7rem,5vw,4.7rem)}.time-badge{color:#a7edc6;background:#7fd3a411;border:1px solid #80d9aa55;border-radius:5px;margin-bottom:6px;padding:7px 12px;font-size:.8rem}.time-badge.neutral{color:#edd5ac;background:#edd5ac09;border-color:#edd5ac55}.result-context{color:#bfd0c6;margin:12px 0 24px;font-size:.875rem}.chart-readout{color:#c2d4c9;border-top:1px solid #ffffff20;flex-wrap:wrap;align-items:center;gap:12px 20px;padding:16px 0 3px;font-size:.8rem;display:flex}.chart-readout>span:first-child{color:#d1e0d8}.chart-readout b{color:#fff;font-variant-numeric:tabular-nums;margin-left:5px;font-weight:600}.readout-number{align-items:center;display:inline-flex}.legend-dot{border-radius:50%;flex-shrink:0;width:7px;height:7px;margin-right:7px;display:inline-block}.optimizer-dot{background:var(--mint)}.fixed-dot{background:#b9c7c3}.balance-chart{width:100%;margin-top:10px;display:block;overflow:visible}.balance-chart text{fill:#a9c3b5;font-family:var(--font-geist-sans), sans-serif;font-size:12px}.balance-chart .payoff-marker{fill:#a1ebc4;font-size:12px;font-weight:650}.time-slider{align-items:center;gap:20px;margin:8px 0 18px;display:flex}.time-slider label{color:#b1ccbc;flex-shrink:0;font-size:.75rem}.time-slider input{background:linear-gradient(to right, #82e6b7 0%, #82e6b7 var(--fill,25%), #385348 var(--fill,25%), #385348 100%);margin:0}.time-slider input::-webkit-slider-thumb{background:#d3f3e2;border:3px solid #183e31;box-shadow:0 0 0 1px #94c6aa}.time-slider input::-moz-range-thumb{background:#d3f3e2;border:3px solid #183e31;box-shadow:0 0 0 1px #94c6aa}.chart-legend{color:#bed5c7;flex-wrap:wrap;gap:12px 22px;padding-bottom:17px;font-size:.75rem;display:flex}.chart-legend span{align-items:center;display:inline-flex}.chart-legend b{color:#d8eadf;margin-left:5px;font-weight:500}.chart-metrics{border-top:1px solid #ffffff25;grid-template-columns:1fr 1fr;gap:20px;padding:20px 0 14px;display:grid}.chart-metrics>div+div{border-left:1px solid #ffffff25;padding-left:26px}.chart-metrics span,.chart-metrics strong,.chart-metrics small{display:block}.chart-metrics span{color:#bed0c5;font-size:.8rem}.chart-metrics strong{letter-spacing:-.035em;font-variant-numeric:tabular-nums;margin:5px 0;font-size:clamp(1.45rem,2.25vw,2rem);font-weight:550}.chart-metrics small{color:#b4cbbd;font-size:.75rem}.chart-disclosure{color:#afc5b8;margin:0;font-size:.75rem;line-height:1.6}.calculator-foot{justify-content:space-between;align-items:flex-start;gap:30px;padding-top:7px;display:flex}.comparison-details{border:0;width:100%}.comparison-details>summary{color:var(--muted);max-width:290px;font-size:.8rem}.comparison-inner{border:1px solid var(--line);background:#fff;border-radius:10px;padding:24px}.same-budget{justify-content:space-between;align-items:center;gap:24px;display:flex}.same-budget h3{margin-bottom:4px;font-size:.9375rem}.same-budget p{color:var(--muted);margin:0;font-size:.875rem}.table-wrap{margin-top:20px;overflow-x:auto}table{border-collapse:collapse;text-align:left;width:100%;font-size:.8rem}caption{text-align:left;color:var(--muted);margin-bottom:12px}th,td{border-bottom:1px solid var(--line);padding:12px}thead{background:var(--soft)}.allocation-presets{grid-template-columns:repeat(6,1fr);gap:8px;margin-top:20px;display:grid}.allocation-presets button{border:1px solid var(--line);background:#fff;border-radius:6px;padding:9px 5px}.allocation-presets b,.allocation-presets span{display:block}.allocation-presets b{font-size:.875rem;font-weight:550}.allocation-presets span{color:var(--muted);font-size:.75rem}.allocation-presets button[aria-pressed=true]{background:var(--soft);border-color:#8cae99}.utility-actions{flex-shrink:0;justify-content:flex-end;align-items:center;gap:24px;padding-top:10px;display:flex}.how-section{grid-template-columns:.9fr 1.3fr;gap:72px;padding-block:72px;display:grid}.section-intro h2,.goals-section h2{margin-bottom:20px;font-size:clamp(2rem,2.8vw,2.8rem)}.section-intro>p:not(.eyebrow),.goals-section>div>p:not(.eyebrow){color:var(--muted)}.section-intro>p:last-child{margin-bottom:0}.money-flow{border:1px solid var(--line);background:#fff;border-radius:12px;align-self:center;padding:24px}.flow-tabs{grid-template-columns:repeat(3,1fr);gap:8px;display:grid}.flow-tabs button{text-align:left;background:0 0;border:1px solid #0000;border-bottom:2px solid #e5eae6;padding:10px 8px 12px}.flow-tabs button[aria-pressed=true]{border-bottom-color:var(--green);background:#f2f7f3}.flow-tabs button span{color:var(--muted);margin-bottom:5px;font-size:.75rem;display:block}.flow-tabs strong{font-size:.875rem;font-weight:550}.flow-balance{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:22px;padding:26px 0 18px;display:flex}.flow-balance span{color:var(--muted);font-size:.8rem}.flow-balance strong{letter-spacing:-.045em;font-variant-numeric:tabular-nums;margin:4px 0;font-size:2.45rem;font-weight:550;display:block}.flow-balance p{color:var(--muted);margin-bottom:0;font-size:.875rem}.flow-change{text-align:right;flex-shrink:0}.flow-change b{color:var(--green);font-size:1.3rem;font-weight:550;display:block}.money-flow .fine-note{font-size:.75rem}.goals-section{border-block:1px solid var(--line);grid-template-columns:.9fr 1.3fr;gap:72px;padding-block:44px;display:grid}.goals-section>div>p:last-child{margin-bottom:0}.audience-select{color:var(--muted);align-items:center;gap:18px;font-size:.8rem;display:flex}.audience-select select{border:1px solid var(--line);max-width:100%;color:var(--ink);background:#fff;border-radius:6px;padding:9px 34px 9px 12px;font-size:.875rem}.audience-note{min-height:77px;margin:20px 0;font-size:1rem}.goals-content details p{font-size:.875rem}.tradeoffs-section{grid-template-columns:.9fr 1.3fr;gap:72px;padding-block:60px;display:grid}.tradeoff-note{font-size:.875rem;font-weight:550;color:var(--green)!important}.faq-list details:first-child{border-top:0}.faq-list summary{padding-block:20px;font-size:1rem}.faq-list p{padding-right:22px;font-size:.9375rem}.travis-section{color:#fff;background:#173a2e;border-radius:14px;grid-template-columns:310px 1fr;gap:65px;padding-right:65px;display:grid;overflow:hidden}.portrait-wrap{min-height:340px;position:relative}.portrait-wrap img{object-fit:cover;object-position:center 14%;width:100%;height:100%;position:absolute;inset:0}.travis-copy{padding-block:40px}.travis-copy .eyebrow{color:#c0d7c9}.travis-copy h2{margin-bottom:17px;font-size:clamp(2.2rem,3vw,3.1rem)}.travis-copy>p:not(.eyebrow){color:#c8dace;max-width:620px;margin-bottom:23px}.contact-actions{flex-wrap:wrap;align-items:center;gap:24px;font-size:.9375rem;display:flex}.travis-signature{margin-top:24px;font-size:.875rem;display:block}.travis-signature small{color:#b6cdbd;margin-top:3px;font-size:.75rem;display:block}.site-footer{padding:40px 0 25px}.footer-top{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;padding-bottom:25px;display:flex}.footer-top>div{text-align:right;color:var(--muted);font-size:.8rem}.footer-top>div>span{margin-top:5px;display:block}.legal{color:var(--muted);padding-top:17px;font-size:.75rem}.legal p{margin-bottom:10px}.disclosure-details{border:0}.disclosure-details summary{padding-block:7px;font-size:.75rem;display:inline-block}.disclosure-details>p{font-size:.75rem}.footer-links{flex-wrap:wrap;gap:10px 22px;margin-top:13px;display:flex}.print-disclosures,.presenting .intro,.presenting .how-section,.presenting .goals-section,.presenting .tradeoffs-section,.presenting .travis-section,.presenting .control-details,.presenting .site-header nav>a:not(.button){display:none}.presenting .calculator{margin-top:15px}.presenting .calculator-foot{margin-bottom:20px}.presenting .site-footer{padding-top:20px}@media (width<=1180px){.site-header{padding-inline:32px}.advisor-intro{border:0;padding-left:0}.advisor-intro>span{display:none}.calculator{grid-template-columns:300px minmax(0,1fr)}.control-panel{padding:26px 22px}.result-panel{padding:26px 24px 20px}.how-section,.goals-section,.tradeoffs-section{gap:40px}.flow-balance{flex-direction:column;align-items:flex-start;gap:10px}.flow-change{text-align:left}.flow-change span{margin-right:12px}.flow-change b{font-size:1rem;display:inline}.travis-section{grid-template-columns:270px 1fr;gap:40px;padding-right:40px}.same-budget{flex-wrap:wrap}}@media (width<=900px){.shell{width:calc(100% - 40px)}.site-header{padding-inline:20px}.site-header nav>a:not(.button){display:none}.intro{padding-top:20px}h1{font-size:2.9rem}.calculator{grid-template-columns:1fr}.control-panel{grid-template-columns:1fr 1fr;gap:0 30px;display:grid}.panel-top,.payment-control,.control-details,.control-footer{grid-column:1/-1}.payment-control{padding-top:17px}.payment-control .field-heading{flex-direction:row;justify-content:space-between;align-items:center}.payment-control .editable-value{font-size:1.5rem}.control-footer{flex-wrap:wrap;justify-content:space-between;margin-top:8px;display:flex}.chart-heading{flex-wrap:nowrap}.payoff-headline h2{font-size:3.8rem}.calculator-foot{flex-direction:column;gap:0}.utility-actions{justify-content:flex-start;padding-top:0}.how-section,.goals-section,.tradeoffs-section{grid-template-columns:1fr;gap:26px;padding-block:40px}.section-intro p{max-width:620px}.flow-balance{flex-direction:row;align-items:center}.flow-change{text-align:right}.flow-change b{font-size:1.3rem;display:block}.travis-section{grid-template-columns:210px 1fr;gap:28px;padding-right:28px}.travis-copy h2{font-size:2rem}}@media (width<=560px){.shell{width:calc(100% - 28px)}.site-header{gap:10px;padding:16px 14px}.monogram{width:35px;height:35px}.brand{gap:8px}.brand strong{font-size:.8125rem}.brand small{font-size:.75rem}.site-header .button{padding:9px 12px;font-size:.8rem}.intro{gap:12px;padding:21px 0 25px}.intro h1{font-size:2.7rem}.intro .eyebrow{font-size:.75rem}.intro-copy{font-size:.9375rem}.desktop-break,.advisor-intro{display:none}.control-panel{gap:0 18px;padding:22px 20px}.field-heading label{font-size:.8rem}.editable-value{width:100%;font-size:1.35rem}.editable-value input{width:100%}.field-hint{line-height:1.5}.payment-control .field-heading{display:block}.payment-control .editable-value{width:fit-content;margin-top:8px}.payment-control .editable-value input{max-width:9ch}.result-panel{padding:24px 20px}.chart-heading{flex-direction:column;align-items:flex-start;gap:14px}.payoff-headline{margin-top:21px}.payoff-headline h2{font-size:3.3rem}.time-badge{margin:0;font-size:.75rem}.chart-readout{gap:7px 14px;font-size:.75rem}.chart-readout>span:first-child{flex-basis:100%}.time-slider{gap:13px;display:grid}.chart-legend{margin-top:22px}.chart-metrics{gap:12px}.chart-metrics>div+div{padding-left:14px}.chart-metrics strong{overflow-wrap:anywhere;font-size:1.4rem}.chart-metrics span{font-size:.75rem}.comparison-inner{padding:18px}.allocation-presets{grid-template-columns:repeat(3,1fr)}.utility-actions{flex-wrap:wrap;gap:18px}.section-intro h2,.goals-section h2{font-size:2.15rem}.flow-tabs{gap:3px}.flow-tabs button{padding-inline:5px}.flow-tabs strong{font-size:.8rem}.money-flow{padding:18px}.flow-balance{flex-direction:column;align-items:flex-start;gap:12px}.flow-balance strong{font-size:2.2rem}.flow-change{text-align:left}.flow-change b{font-size:1.1rem;display:inline}.audience-select{flex-wrap:wrap;gap:7px}.audience-note{min-height:0}.faq-list summary{font-size:.9375rem}.travis-section{grid-template-columns:1fr;gap:0;padding:0}.portrait-wrap{height:240px;min-height:240px}.portrait-wrap img{object-position:center 20%}.travis-copy{padding:28px}.footer-top{flex-direction:column;align-items:flex-start;gap:17px}.footer-top>div{text-align:left}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}@media print{@page{margin:12mm}body{background:#fff;font-size:11px}.shell{width:100%}.site-header{padding:0 0 14px}.site-header nav,.intro,.control-panel,.calculator-foot,.how-section,.goals-section,.tradeoffs-section,.travis-section,.time-slider,.toggle,.disclosure-details{display:none!important}.calculator{box-shadow:none;border:1px solid #aaa;display:block;margin:0!important}.result-panel{-webkit-print-color-adjust:exact;print-color-adjust:exact;padding:20px}.payoff-headline h2{font-size:42px}.chart-metrics{break-inside:avoid}.balance-chart{max-height:270px}.site-footer{padding:20px 0 0}.footer-top{padding-bottom:10px}.legal,.print-disclosures p{font-size:10px}.print-disclosures{display:block}.footer-links{display:none}}.editable-value{background:#fff;border:1px solid #b9ccbf;border-radius:7px;gap:3px;width:100%;padding:7px 10px;box-shadow:0 1px 2px #183e3106}.editable-value:focus-within{border-color:#296747;box-shadow:0 0 0 3px #29674718}.editable-value input{flex:1;width:100%}.editable-value .edit-cue{font-family:var(--font-geist-sans), sans-serif;color:#376c4d;letter-spacing:0;cursor:text;margin-left:6px;font-size:.75rem;font-weight:550}.edit-instruction{color:var(--muted);grid-column:1/-1;margin:-7px 0 16px;font-size:.75rem}.spending-control .editable-value,.spending-control .editable-value input{color:#9e4c4b}.spending-control input[type=range]{--green:#ad6663}.cashflow-split{grid-template-columns:1fr 1fr;gap:9px;margin:14px 0 10px;display:grid}.cashflow-split>div{border-radius:7px;padding:11px 9px}.cashflow-home{color:#245d3e;background:#eaf4ed}.cashflow-spending{color:#994743;background:#fbefed}.cashflow-split span,.cashflow-split strong,.cashflow-split small{display:block}.cashflow-split span{font-size:.75rem}.cashflow-split strong{letter-spacing:-.035em;overflow-wrap:anywhere;font-size:1.28rem;font-weight:600}.cashflow-split small{font-size:.75rem}.budget-bar{background:#dbe1df;height:8px;display:flex}.budget-bar span{background:#3b8b5d}.budget-bar i{background:#b96a64;height:100%;display:block}.advisor-intro img{border-radius:65px 65px 9px 9px;width:148px;height:176px}.rate-center{text-align:center;padding-top:25px}.rate-center>p{color:#d0e6d8;margin:0;font-size:.9375rem}.rate-center>strong{letter-spacing:-.055em;color:#a5eec6;font-variant-numeric:tabular-nums;font-size:clamp(3.6rem,6vw,5.8rem);font-weight:600;line-height:1.13;display:block}.rate-center>span{color:#c4d8cc;margin-top:6px;font-size:.8rem;display:block}.rate-center>b{color:#e3eee6;margin-top:6px;font-size:.8rem;font-weight:550;display:block}.choose-rate{background:#ffffff08;border:1px solid #b9d8c329;border-radius:9px;margin-top:22px;padding:18px 20px 13px}.choose-rate-heading{justify-content:space-between;align-items:center;gap:15px;display:flex}.choose-rate-heading label{font-size:1rem;font-weight:650}.choose-rate-heading span{color:#b7d3c1;font-size:.75rem}.choose-rate input[type=range]{background:#59896b}.choose-rate input[type=range]::-webkit-slider-thumb{background:#a5eec6;border-color:#234835;width:23px;height:23px;box-shadow:0 0 0 1px #a5eec6}.choose-rate input[type=range]::-moz-range-thumb{background:#a5eec6;border-color:#234835;width:17px;height:17px}input[type=range]:disabled{opacity:.45;cursor:default}.rate-range{color:#d2e7da;justify-content:space-between;gap:10px;margin:5px 0;font-size:.75rem;display:flex}.rate-budget-note{color:#b5cebe;margin:10px 0 0;font-size:.75rem}.payoff-headline{grid-template-columns:1fr 1fr;align-items:start;gap:15px;margin-top:22px;display:grid}.payoff-headline h2{font-family:var(--font-geist-sans), sans-serif;letter-spacing:-.04em;font-size:clamp(1.65rem,2.5vw,2.3rem)}.payoff-headline h2 small{color:#bfd4c5;letter-spacing:0;font-size:.875rem}.payoff-headline .time-badge{grid-column:1/-1;justify-self:start;margin:0}@media (width<=900px){.rate-center>strong{font-size:4.8rem}.advisor-intro img{width:130px;height:155px}.payment-control .editable-value{width:100%}}@media (width<=560px){.intro{flex-wrap:wrap}.advisor-intro{width:100%;padding:4px 0 0;display:flex}.advisor-intro img{width:104px;height:124px}.advisor-intro>span{display:block}.advisor-intro strong{font-size:.875rem}.rate-center>strong{font-size:4rem}.choose-rate{padding:16px 13px}.choose-rate-heading{flex-direction:column;align-items:flex-start;gap:2px}.payoff-headline h2{font-size:1.65rem}.editable-value{padding:7px;font-size:1.25rem}.editable-value .edit-cue{margin-left:2px;font-size:.75rem}.payment-control .editable-value input{max-width:none}.portrait-wrap img{object-position:center 10%}}@media print{.choose-rate{display:none}.rate-center>strong{font-size:50px}.payoff-headline h2{font-size:24px}}.cashflow-summary{justify-content:space-between;gap:12px;margin:8px 0;font-size:.78rem;display:flex}.cashflow-summary span{align-items:center;gap:5px;display:inline-flex}.cashflow-summary i{border-radius:2px;width:7px;height:7px;display:inline-block}.cashflow-summary b{font-weight:650}.spend-label{color:#99504c}.spend-label i{background:#b96a64}.saved-label{color:#286846}.saved-label i{background:#3b8b5d}.budget-bar{gap:0}.budget-bar i{order:1}.budget-bar span{order:2}.micro-detail{border:0;margin-top:8px}.micro-detail summary{color:var(--muted);padding:7px 20px 0 0;font-size:.72rem}.micro-detail p{margin:7px 0 0;font-size:.75rem}.dark-detail{border-color:#ffffff20}.dark-detail summary{color:#c3d8cb;padding-block:10px;font-size:.75rem}.dark-detail summary:after{color:#a9c9b7}.dark-detail p{color:#afc5b8;margin:0 0 8px;font-size:.75rem}.chart-disclosure{margin-top:3px}.depth-section{border-top:1px solid var(--line);grid-template-columns:.7fr 1.3fr;gap:70px;padding-block:54px;display:grid}.depth-section h2{font-size:clamp(1.9rem,2.6vw,2.6rem)}.depth-list details:first-child{border-top:0}.depth-list summary{padding-block:20px;font-size:1rem}.depth-content{color:var(--muted);padding:0 0 22px}.depth-content>p{max-width:740px;font-size:.92rem}.depth-content ul{padding-left:20px;font-size:.9rem}.depth-content .money-flow{margin-top:18px}@media (width<=900px){.calculator{flex-direction:column;display:flex}.result-panel{order:1}.control-panel{order:2}.depth-section{grid-template-columns:1fr;gap:8px;padding-block:36px}.intro{padding-bottom:22px}}@media (width<=560px){.intro h1{margin-bottom:8px;font-size:2.35rem}.intro-copy{line-height:1.5}.advisor-intro{display:none}.result-panel{padding:21px 17px}.rate-center{padding-top:18px}.rate-center>span{display:none}.rate-center>b{margin-top:2px}.choose-rate{margin-top:16px}.chart-readout{padding-top:11px}.chart-metrics{padding-top:14px}.control-panel{padding:22px 18px;display:block}.control-panel>.slider-field{padding-bottom:18px}.edit-instruction{margin-bottom:12px}.cashflow-summary{font-size:.75rem}.calculator-foot{padding-top:2px}.comparison-details>summary{padding-block:12px}.depth-section h2{font-size:1.8rem}.depth-list summary{padding-block:17px}}.calculator-foot{justify-content:flex-start}.control-footer{margin-top:10px}@media (width<=900px){.site-header{padding-block:13px}.intro{padding-top:14px}}@media (width<=560px){.site-header .brand small{display:none}.intro{padding:12px 0 17px}.intro .eyebrow{margin-bottom:5px}.intro h1{font-size:2.08rem}.intro-copy{font-size:.84rem}.result-panel .eyebrow{display:none}.chart-heading{align-items:flex-end}.rate-center{padding-top:3px}.rate-center>p{font-size:.8rem}.rate-center>strong{font-size:3.65rem}.rate-center>span,.result-context{display:none}.balance-chart{margin-top:2px}.chart-legend{padding-bottom:11px}.chart-metrics small{display:none}.chart-disclosure summary{padding-block:7px}.panel-top{margin-bottom:16px}.panel-top h2{font-size:1.65rem}.slider-field{padding-bottom:17px}.payment-control{padding-block:14px}.depth-section{padding-top:29px}}